The modern-day
Mortgage Broker

We aim to make your ultimate goals happen using mortgages.

Talk to us today 👋
Jack GearHelen LangBarry GearGeorgia WillshireIsobel MooreMadison StanfordJo Drake

What do we do?

You tell us what your goals are and what you want to achieve, and we do our best to make it happen.

Covering all aspects of mortgages and property lending, we pride ourselves in being the easiest people to approach and talk to, whilst doing all the hard work behind the scenes.

You get to sit back and just enjoy the process of buying your first home, your second home or whatever it is you're trying to achieve.

We offer every type of mortgage consultation, all to suit your style. If you’re happier dealing with things over email, phone, zoom or face to face, we’ve got you covered.

Latest mortgage advice from our founder, Jack

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Our process

Tried and tested process, proven to succeed.

Step 1

Plan of action


In the first meeting/phone call, it’s all about you.

We want to know exactly what your goals are and what you’re trying to achieve, and explain to you what is required to get there.

For example, we’re first time buyers, we have a £30k deposit, we earn x amount, and we’d like to know what our maximum budget is and how much it’s going to cost. OR, we have equity in our property and would like to try and buy our second property, can we do this, and how does it work?

We figure out the aims and come up with a plan. Not just the mortgage, but EVERYTHING that goes with it.

Step 2

Documents and research


We will require, as will most lenders, document evidence of all the key info we use. ‍

Proof of income, outgoings, identification etc. with these key documents, along with exactly what you’re trying to achieve, we go away, do our research and come up with a plan.

If required, we’ll get you the mortgage in principle you require, and we do this ALL FOR FREE.

Get mortgage ready here

Step 3

Present


This is where we come back to you with our plan.

We will be able to tell you EXACTLY how much you could borrow, what rates and monthly payments you’re going to be paying, and cover off all the fees included, if any.

With this information and the mortgage AGREED IN PRINCIPLE, you’re ready to view properties and put offers in, knowing exactly how much it’s going to cost you going forward.

Step 4

Apply


Having found your property and a sale price agreed, this is where we would plan to talk/meet again, tweak the numbers to fit and APPLY.

We will also cover off making sure you have a suitable solicitor ready, and all the relevant insurances set up if required.

Step 5

We don't stop there


Once we’ve applied, we not only keep in touch with you about the progress of the application, but we keep track of everything needed right through until the day you collect your keys.

We make sure absolutely everything falls into place for you, so you can sit back and just enjoy the process and most of all, THE OUTCOME!

Step 6

We're still here to help


We understand that our help doesn’t end when you get the keys and finally get to sit down on that new sofa with your favourite takeaway the evening you move in.

‘What happens when my first mortgage deal ends’ or ‘what happens if our circumstances change’ are questions you will find yourself asking.

Whatever it is, we’re the people to ask, and we’re going to be on hand to guide you through all the changes and situations you encounter with your new mortgage or property.

Jack Gear

Interested? Request a call back today

Speak to someone on your level to help you get exactly what you need.