About us

Covering all aspects of mortgages and property lending, we pride ourselves in being the easiest people to approach and talk to, whilst doing all the hard work behind the scenes.

In brief, we are a small team of friends, working together from our office in Bude, Cornwall. Our goal is to educate and help people understand, and take advantage of the vast opportunity that comes with mortgages.

We have created our business and values based on personal experience and feedback from clients over the years. When I took my first mortgage out, it was very simple and straight forward. We got our offer fast and moved in within 5 weeks. So, all in all, it was a great experience. Only when I progressed my career into mortgages myself, did I realise how much I, as a mortgage customer, did not know or understand.

Below is just a list of some of the things that you may not know you can do with the mortgage you already have.

  • Home Improvements – struggling to save the money for that extension, new kitchen, or just a freshen up? There are ways you can cover this cost with your mortgage.
  • The Second Home Project – if you have enough equity in your property and the earnings to support it, you can use your current mortgage to buy additional properties for investment purposes, holiday homes or for family members.
  • Family Gift – you can release equity from your home to gift to family. This could be for a house purchase, car, wedding etc.
  • Business Purposes – does your business or start-up need an injection of cash? Your mortgage could help you with this.

You might not be in the position to do any of the above, but even if you’re a First Time Buyer getting on the ladder for the first time, or you're moving home, we can have the conversations and talk about these things so you’re not left to feel like you don’t know all the future options.

Jack Gear

Interested? Request a call back today

Speak to someone on your level to help you get exactly what you need.