Get mortgage ready

Complete this quick 30 second questionnaire to find out exactly what documents you need at each stage of the process.

What are you looking to do?
Are you a first time buyer?
Do you currently own a property?
What do you plan to do with your current property?
Do you plan to rent out your current property?
Reason for remortgage?
Reason for increasing your borrowing?
Is your new home to let out or live in?

Which of the following incomes do you recieve?

(Please select all that apply)

How many full trading years do you have?
How long have you been with your current employer?
What is your current contract?

Do you receive any of the following?

(Please select all that apply)

How often do you receive the bonus?

(Please select all that apply)

Where is your deposit coming from?

(Please select all that apply)

Generate document list

For your first meeting you will need:

  • ID
  • Proof of residency
  • Latest annual mortgage statement
  • Your latest Tax Calculation and Tax Year Overview
  • Your last 2 years Tax Calculation and Tax Year Overview
  • Your last 3 years Tax Calculation and Tax Year Overview
  • Your latest years company accounts
  • Your latest 2 years company accounts
  • Your latest 3 years company accounts
  • Your latest 3 months (or 13 weeks) payslips
  • Your latest 12 months payslips
  • Your latest P60
  • Your last 4 quarterly bonus payslips
  • Your last 2 annual bonus payslips

Whats this?

When you come to apply, you will need:

  • 3 months latest bank statements
  • Estate agent market valuation of your property
  • Estate agent rental valuation of your property
  • Details of home improvements (planning permission if required, plans, costings)
  • Legal conformation of the settlement (from a solicitor)
  • Details of the property you are purchasing (if available)
  • Rental valuation for your new property
  • Current employment contract
  • P60 and last payslip for your previous employment
  • 3 months statements for all accounts which your deposit is being held
  • Gifted deposit letter (Template can be downloaded here)
  • Solicitor letter confirming the source of funds
  • Memo of sale from estate agent or solicitor
  • Awards letter confirming benefits
  • 6 months most recent bank statements to evidence other income
  • Letter confirming carers allowance
  • Letter confirming foster income
Jack Gear

Interested? Request a call back today

Speak to someone on your level to help you get exactly what you need.