Buying Your First Home Made Simple
Buying your first home can feel confusing — but with the right support, it doesn’t have to be.
As a mortgage broker in Cornwall, we help first-time buyers understand exactly what they can afford and how to secure the right mortgage.
How Much Can You Borrow?
Most lenders offer between 4.5-5x your income, but this varies depending on your situation, and with the right guidance, we now have lenders offering up to 6x income in the right circumstances.
We’ll help you:
- Understand your borrowing power
- Get a Decision in Principle
- Move forward with confidence
How Much Deposit Do You Need?
Most first-time buyers need at least 5%, but a larger deposit can unlock better rates.
Why Use a Mortgage Broker?
Working with a mortgage adviser in Cornwall gives you:
- Access to multiple lenders
- Better chances of approval
- Expert guidance from start to finish
Try Our Affordability Calculator
Remember – when taking on a mortgage, make sure you have the correct insurances in place too.
